We live in uncertain times right now. Some families have lost their only source of income, may not have much of a savings, and are in shock at how quickly their world has been turned upside down. The Coronavirus crisis is a wake-up call for us all!

Here are Some Critical Steps You Need to Have in Place and Why:

When we are at risk of getting sick, we are also at risk of losing our rights to make decisions about our health and future. If we were being admitted into a hospital, nursing home or residential care community, they would expect us to have Individualized Advanced Health Care Directives.

Here are 5 Tips to Prepare for a Life Care Plan

1 - Do you have a Living Will or Trust already in place?

If so, when was the last time it was updated? Now is the time to check! I know of a man who had never updated hisWill or Life Insurance policy. When he passed away, everything he had went to his ex-wife from 35 years ago! The current wife he was married to for 25 years and their children did not receive any benefits because of that simple oversight.

2 – Have you notarized your Individualized Advanced Health Care Directives?

If a patient does not have the appropriate documents in place, a hospital may provide their version that must be signed prior to treatment. This does not mean it would properly represent the wishes of the patient. Every person over 18 years of age should have notarized Individualized Advanced Health Care Directives and a wish list.

3 – Create Your Wish List

Some thoughts to consider regarding your wish list:

Do you wish to be resuscitated or would you prefer to have a DNR in place?
If needed, do you want to be placed on dialysis?
Are you opposed to intubation? This involves being placed on a mechanical breathing respirator. Refusing this option may not be wise during the current COVID-19 concerns.
If you are a cancer patient, are you opposed to chemotherapy?
What is your funeral plan?

4 - Do you have a Durable Power of Attorney in place to manage your finances?

An Individualized Advanced Health Care Directive is also known as a medical power of attorney to assist in health care decisions when one is unable to represent themselves. What does your state say about remote witnesses?

5 – Make Copies of these Documents

Who needs copies of these plans? The person you have assigned as your Power of Attorney, your primary physician, surgeon, any new doctor who is adding to your chart, plus a close family member or trusted friend. You should also have a copy for yourself in case of emergency. It would be best if your copies were attached to your list of allergies, medications, and person to contact in case of emergency.

Your wishes should be honored, but they can’t be recognized if they are not recorded in legal documents. Everybody needs a notarized Customized Individual Life Care Plan.
Premier Life Planning  is a nationwide Care Management company that brings 40 years of experience to the table. We are here to alleviate the stress of navigating the healthcare system. It is our desire to see your loved ones get the care and attention they deserve. When a family has prepared the necessary documents ahead of time, there is a sense of peace and organization for all involved. In uncertain times like these, we could all use a little peace of mind.
May this information empower you to act now rather than letting total strangers decide for you.

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